The turning of the page to the new year has ushered in not only new resolutions and celebrations but also numerous offers and deals. For tech-savvy Indians, the first day of the New Year is one of the ideal periods when purchasing a new smartphone. Large retail stores and the online giants have announced massive New Year offers, allowing for significant discounts on the newest Apple gadgets. Whether it is the latest iPhone 17 series or the iPhone 16, the market is full of tempting deals.
This year, the shopping period is even more lucrative with the combination of Apple Days Sale and New Year Bonanza deals happening at the same time. From cashbacks on instant bank payments to exchange offers, here’s everything you need to know to grab the best iPhone deal in January.
Record-Breaking Price Cuts for iPhone 17 Series and iPhone 16 Lineup
The most awaited deals have been seen to be surrounding the launch of the new iPhone 17 series. The starting iPhone 17 (256GB) is experiencing a notable cut in price as soon as the new year has begun. The starting iPhone 17 (256GB) is now enjoying an effective price cut that will allow a total purchase price of around 78,900 rupees after some special bank deals.
Those of you who require the older model will also find that the best price for the iPhone 16 is now available. Starting prices of the iPhone 16 start at about 57,990 rupees in New Year deals. Even in the case of the comparatively affordable iPhone 16e model, there is a considerable drop in prices with offerings from as low as 46,990 rupees. Such prices ensure that never before have Apple Intelligence-enabled phones been so affordable.
Exclusive Bank Offers and Instant Cash-Back
One of the best methods of optimizing your savings during the coming year is by taking advantage of bank partnerships. Most of the large electronic chains have partnered with the top banks to offer instant gratification at checkout.
- ICICI & SBI Cards: Customers with the ICICI Bank or State Bank of India credit cards will be able to get immediate discounts of between 3,000 to 5,000 Rupees for the iPhone 17 and the iPhone 16 Pro series.
- American Express Cards: Transactions involving high-value purchases on the iPhone 17 Pro Max qualify cardholders for further cash back discounts amounting up to 10,000 rupees.
- HDFC Bank: Customers can get EMI deals according to their convenience with an immediate discount of a maximum amount of 4,500 rupees, subject to a certain threshold.
- Such bank deals are also available online as well as in retail stores such as Croma and Reliance Digital. In this way, the benefit is the same regardless of the shopping style preferred.
Exchange Bonuses and the Trade of Value
If you are planning to exchange your old smartphone, the 2026 New Year sales are giving you better exchange offers. Various stores are giving you an exchange bonus of up to 9,000 to 10,000 rupees in addition to the actual exchange value of your old smartphone.
This would mean that paying off the old iPhone at a value of 25,000 rupees, the bonus for the coming New Year may take the total amount of the discount to 35,000 rupees. Adding all these to the already reduced price along with a cashback that the bank gives, the total amount that one has to pay for a brand-new iPhone will be very competitive. This plan would be ideal for those people who change every two or three years.
Where to Buy the Best New Year Deals
This post contains affiliate links. If When it comes to online shopping, nothing can beat Amazon and Flipkart, but you cannot ignore the Apple Store Online and the large format stores of the company as well. The offline stores may also have some extra advantages such as loyalty programs and free accessories, among others, which the online stores can lose out on.
For example, there are offers for points in MyVS Reward worth 3,000 rupees that you can claim when buying AirPods and Apple Watch. Finally, offline retail stores will give you the privilege to see the colors of the iPhone 17 such as Lavender and Sage before purchasing.
The New Year Sale for the iPhones in India will go on until January 5th, 2026. This means the clock is ticking. It has never been a better time to join the Apple family thanks to flat discounts, bank deals, and the excellent exchange rates.
